Name: Kathy Halliday-Otten – NMLS# 353828

Company Name: Retirement Funding Solutions - NMLS# 1025894

890 Cypress st.
Redding, CA 96001

Phone: (530) 768-1173

Email Me



Kathy Halliday-Otten has been a Redding Resident since 1980. She grew up on a “Mini-Farm” raising chickens, cows and a horse. This is where her love for finding solutions to everyday needs and developing a dedication and work ethic that has transcended to her decades of customer service. In 2004 Kathy found a perfect solution to helping folks gain financial independence through the HECM, Home Equity Conversion Mortgage, commonly known as the Reverse Mortgage. The experience she has gained over the years is by far her most respected skill in the reverse mortgage industry, along with her holding 36 state mortgage licenses. Kathy has trained hundreds of loan officers across the country and has successfully assisted people 62 or over, create a stable, sustainable, retirement through closing thousands of Reverse Mortgage loans in her career. Currently Kathy is dedicated and focused on talking to and educating people across the North State about how a reverse mortgage can enhance a person’s retirement or free up cash to ease some financial stressors. She is active in raising her 2 children together with her husband of 16 years. The whole family loves music, and as Kathy says “ At least once a week we all come together an play our instruments…we make a great little band!” She loves to stay healthy by riding her bike and learning everything she can about Nutrition. Goals: Focusing on today while looking ahead is what Kathy has learned by being in this industry. She teaches the value of using home equity (Housing Wealth) as a part of any person’s future planning. As she says “it is best to look at all of your options for retirement, and then start eliminating the ones that just won’t work, but if you never learned about the reverse mortgage fully by talking with a professional, then how can you know if it will work for you or if you are missing out on a potential winner?”. Kathy maintains that her career in the reverse Mortgage Industry is for life. “I may never retire, this career and this program is so satisfying to me as a professional, that I see myself here indefinitely.” She invites everyone to call and learn more.